Koho

I'moneyWithMark and t I've been using Coho for five years now and so I figure it's about time that I give it a review so that Now I value your time so let's get right into it. Coho is an alternative solution to your everyday bank and they come with beautiful cards Coho is built by Canadians, four Canadians that are fed up with the big banks and I would be in that category. It's really easy to sign up. Their app is super simple and straightforward to use. You can fund your account through e-transfer or direct deposit through an employer. They make it super simple to save money by using their goals or their roundup features. You can lock money away in what they call the vault and you can earn interest on all of the money that you hold wit The best part is that there's zero fees. There's no fee every month. There's no fee to get a card. The cards are free. They just come in the mail and you earn cash back on all the t Plus right off the bat they give you two cards. They give you a physical card and a virtual card. And if you're a degenerate that doesn't know how to adult There's also no credit check when you sign up with Coho because it is a prepaid card, not a credit card. So you only have available to spend whatever amount of money you have in your account. And if you want a little kickstart to your account, if you use the link down below, I think you get an extra So win, win. As a money with market listener, you know that the n So use the link down below. Get your free money. Coho also makes it really easy to pay bills, send e-transfers to friends and even create a joint account with your partner. And you both get joint cards to go along with that. You can also add savings goals in your joint card so you can save up for a trip to Hawaii with your partner. Plus you earn at least half a percent cashback and you can earn up to 6% cashback if you spend with some of Coho's partners com for that vacation in Hawaii. Well guys listen, houses in the Muskokas are not cheap and private jets to the Hamptons, gasoline prices are going up, t How are the bank and executives going to do t If Coho is doing t Visa and MasterCard make a small percentage of every single transaction. Coho partners with them in order to produce their cards and Visa and MasterCard will send Coho a cut of all of those purchases. And that's charged to businesses not you and me. Coho has a credit building feature where you will pay $7 a month for 6 months and Coho will improve your credit If you want to learn more about their credit building feature, I have a video that you can watch up in t Plus Coho also offers Coho Premi With Coho Premi 5% foreign transaction fee and you get better customer service. Alright that was a lot of pros, time for the cons. Coho used to have a premi From what I've heard there's no plans to bring back the cool, flashy metal card. Speaking of prepaid Visa cards, there's a couple downsides to using prepaid cards. Now in most cases you're going to be fine but especially when you're traveling there's a lot of hotels and car rental places that will not accept prepaid cards. And that's an important t Now you can get around this by using some of Coho's partners com, so for myself, that's why I pair my Coho account with Neofinancial w Another downside of Coho is that their customer support, it kind of sucks. I don't know if they're understaffed but Coho did just secure a lot more funding so I hope that they're going to be putting that money into more customer support because it does take a long time for people to get back to you. Now I don't have the premi The next downside of Coho is probably their weird spending t I just find this weird so you can like dip into your savings goals in order to like not It's just a weird t I'd Overall though I give Coho a 4. 8 out of 5, it is an absolutely fantastic app and t And since I lasted my review on Coho two years ago they've made significant improvements so if the last two years is any indication of the future Coho is going to be resolving a lot of issues that come up. For example you used to not be able to accept e-transfers from other people, it had to be from your own bank account, they fixed that issue. You can accept e-transfers from anybody now. And if you want to get an extra 1% back on all of your purchases with Coho use my link down in the description below here plus if you want to try their credit building you can watch that video here or you can also click my link down below to try it right away. And if you want to use their premi So use all those links in the description below t Let me know in the comments here. I know that their CEO actually watches my videos so Daniel if you're watc And I will see Peace out.