On Your Side Auto

Even though inflation has cooled, car insurance prices remain Nobody wants to pay more than they have to, especially for somet So with car insurance, here are 5 ways to kick the savings into N Increase your deductible. Now might be the time to do it if you haven't raised your deductible recently. Consider a thousand dollar deductible to save on your annual premi Remember, you're increasing your potential out-of-pocket repair costs after a crash, so make sure you have access to the money just in case, or use the savings to build an emergency fund. N It might be time to drop collision and comprehensive insurance. As your car is years and miles pile up, its value decreases. That lowered value might not justify the expense of paying for collision and comprehensive coverage. This is a general rule when the premi N Take a defensive driving course. Some insurance companies let you take a safe driving course to get a discount. It only takes a few hours, tends to cost around 25 dollars, and the savings can add up. And you might even be able to take the course online. N Shop around, then bundle. You may be able to save hundreds a year by combining your home and auto policies. Finally, sign up for driver monitoring. You can save up to $800 with some insurance companies if you allow them to track your driving habits with a smartphone app or a device that plugs into your car's diagnostic port so long as you prove to be a safe driver. But there are some trade-offs. Remember, you're giving up some privacy in much the same way you do when using certain smartphone apps in exchange for a potential discount. If you drive less than 10,000 miles per year, you could get another break. Most insurance companies factor in annual mileage into their pricing. On your side, I'm Adam Woodbray.