If you got a Job, we guaranteed to get you approve for a low mileage , late model, clean car with down payments as low as $799. No Gimmick. 100% Approval.
For years, borrowers with excellent credit and all the reasons in the world to make all the payments on time have defaulted and hurt our lending portfolio. At the same time, some of the worst credit people in the world, people who owed library books from Elementary school, people who’s never paid a cent on their medical bills, people who has been bankrupt, those people have been our best paying customers. When we really took apart our portfolio and Analyzed it, we discovered the common denominator to payment is employment. People make payments when they can. if they lose their job, they can’t make the payment, Therefore, their past history of making their credit card payments on time have very little to do with their current car payments. Forest Gump’s Mama always said “life’s like a box of chocolate, you never know what you going to get”. Because we found so little correlations between credit history and car payment from our lending portfolio, we have to just roll the dice. We want to give everyone a chance so we adopted our Guaranteed Approval model. As long as you have a Job, you are approved.