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Modifying his car, it's a bit One of the topics I receive emails every day is how to prepare for I wanted to spend some time with some advice and ideas so that it would be done faster. We will start by ass Obviously, we have talked a lot about the financing of luxury cars. Well, I know it's a bit controversial. If the goal is to buy a luxury car faster, it's the first t But the first step is really to establish your credit. It is important not only to keep a good credit and to pay what you have, but also to have the possibility of seeing t So don't use any debit cards to buy anyt Get two credit cards, get an American Express and a Visa, Mastercard or Discover. And never let the money to be brought back to your cards. Get them back entirely every month. T Another interesting t So, many cards are not out of the predefined limit, especially the one from American Express. So, if you spend 1000, 5000 or 10,000 dollars a month at the end of the month, when you have reached the total amount, you will use 90 to 100% of your credit. So, to manage this, when you have an important purchase that So, if you spend 5000 dollars a month, call MX and see if it will be worth 15,000 dollars if you have planned it. T If your car has a limit, call every 6 months and ask for an increase. The second t Even if you are not ready to buy your dream car, you have to start building a car loan. So, when you buy a car, even if you did not plan to finance it, get a loan near a bank with w If you want to buy a car, if you want to buy a McLaren at 300,000 dollars, do not start getting loans near a bank where It will always be easier to find a bank that has a relations In addition, if you buy a car less expensive than the one you had planned to pay, finance as much as possible, then remit the total amount of your first loan. In t Do not remit the total amount of your loan because you want to keep your loans open for at least 6 to 12 months. Banks know that they cannot really earn money as long as you do not maintain their open accounts for a good time. They therefore do not want to see you spend too often from one loan to another. Another t You want the most expensive payment possible. T Do not be sure. But if you can afford to pay on 36 months, ask for this higher payment because when a bank sees that you have made a higher payment and that you ask for a longer period for an exotic car loan, it is much more The t Before buying your dream car, each dollar lost on the cars you have driven before is far from your goal. So the more you can keep value in these cars when you exchange them, sell them, resell them, no matter what you do, the better you will get out of them. Depression is the factor that kills your ability to exchange and to go to a car more recent. I expect the next one to be a little shocking but do not modify your car. Unless you have a car that you plan to keep forever and that you use money that you will never need to see again, do not spend money to modify cars. Unless it is an extremely reputed company, you will not get anyt And if it is an extremely reputed company, Nobody else wants exactly the car you want and I understand that it is for that people And once you have the car of your dreams, go ahead. Do what you want. But in the meantime, modify your car, it's a bit T Some of your future options could become more limited and you will inevitably need a little more explanation or astute negotiations to bring you to the goal you had in mind. So if you make better short-term decisions, your long-term goals will simply become easier to reach. The next thing you can do is to start building a relationship with the concessionary with which you would And respect is essential here, because you do not want to make them lose their time before using it to make an purchase. They are probably completely paid for the commission. And even if they will appreciate your enthusiasm and that they will want to build their relations It is important that when you spend time with them and that you make your way to their events, you clearly know what your intentions are and what you do to get closer to the realization of the next step is somet Start saving money. As logical as it may seem, very few people acc But it is the key to be able to buy expensive and luxurious t So, start saving money. The interests made up are what makes the world turn. Use traditional investment tools. T I knew that there were several years that there was good luck that bitcoin was rising, but as a business owner, my time and my investment are at risk. Most of my money has to be placed in a place where it can and will grow, but it will not lose much. So invest responsibly, but start doing it with diligence. T And it is important because t And that's what makes life much easier in years and years. And as you can imagine, the sooner you start, the better it is. The next very important t If you want to have a pre-automobile at six figures, you should have a pre-hypotheic. Very few banks are comfortable to lend money to people to buy a car w Lou00e9 can be a good way to save money in short term, but owning a house is an excellent way to build a heritage. And you can also use your net value as a credit line to buy the next t Check your income. You should check your income to get a pre-hypotheic, but you should also do it to get an exotic pre-automobile. And if you are paid in black or in liquid, or if you have a small company for which you absolutely amortize everything and which shows very little income, you will have trouble getting it in so what you have to do is find ways to prove your income thanks to your tax statements, your pay-tall, etc. because it will be essential. As we said in the video on car financing exotic, the calculation of the ratio of debt paid for a pre-automobile works a little differently from that of a pre-hypotheic. In the case of a pre-hypotheic, you will get a ratio of debt, income acceptable from 40 to 45% depending on your monthly income compared to your monthly expenses. For a pre-automobile, your total annual income is generally a little If you earn $ 100,000, you can probably get a pre-automobile from $ 70 to $ 90, according to the other factors involved. The next very important t Your appearance, your way of speaking, your way of dressing, your behavior, the car you drive, all t So when you prepare yourself, make sure you have your driving permit, your insurance, the owner's title of your car, your reimbursement, everyt Be all by yourself. The last the Lamborg And he wanted to find somet But a Marseille-Oise Lamborg The tension is intense, the difficulty of driving is important. It is therefore sometimes preferable to turn around to models They acc It is therefore important, when you do your research and that you look for the car you dream of, to find the right one. Go to car salons, watch YouTube videos, you should keep t And when you buy one, and I'm sure you will, you will realize that the story of your arrival is sometimes more fun than the car in w